A term loan is a fixed amount of money borrowed for a specific period, repaid in regular installments, often used for business expansion or large purchases. Indifi addresses these challenges by creating a tech-driven lending platform that connects SMEs with institutional lenders. What sets Indifi apart is its ability to underwrite loans using alternative data sources and tailor credit products based on specific business needs. By understanding the nuances of different sectors, Indifi offers customized financial products, reducing the risk for lenders and providing businesses with loans better suited to their requirements.